Deputy Vice President - Credit & Risk

About the jobKey Responsibilities: • Lead credit growth strategy in collaboration with partner banks and financial institutions. • Drive portfolio performance, ensuring high collection rates and sustainable lending practices. • Structure risk-sharing agreements with banks, DFIs, and impact investors. • Develop credit policies, pricing strategies, and risk frameworks for scalable lending solutions. • Leverage AI-driven credit scoring to enhance underwriting and loan performance. • Ensure revenue assurance by optimizing loan pricing, collections, and risk-adjusted returns. • Monitor delinquency trends and portfolio risk, ensuring proactive decision-making. • Expand lending products (invoice financing, device financing, embedded finance) while managing risk. • Work cross-functionally with finance, operations, and product teams to align credit strategy with business goals. • Engage with regulators and partners to ensure compliance and support financial inclusion initiatives.Experience & Requirements: MBA or equivalent degree in finance, economics, or a related field. 12+ years of experience, including 8+ years in credit management and 2+ years in credit risk management. Strong expertise in MSME lending, portfolio management and relationship management.